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  <channel>
    <title>B4C Consumer Blog</title>
    <link>https://www.betterment.com/resources</link>
    <description>Explore key investing basics, expert-led insights, and deep dives into the Betterment product.</description>
    <language>en</language>
    <pubDate>Thu, 15 Jan 2026 16:09:18 GMT</pubDate>
    <dc:date>2026-01-15T16:09:18Z</dc:date>
    <dc:language>en</dc:language>
    <item>
      <title>How we keep your Betterment account and investments safe</title>
      <link>https://www.betterment.com/resources/security</link>
      <description>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://www.betterment.com/resources/security" title="" class="hs-featured-image-link"&gt; &lt;img src="https://www.betterment.com/hubfs/Graphics/featured-images/security-lock-screen.png" alt="illustration of laptop with lock on screen" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;So you can invest with peace of mind&lt;/p&gt;</description>
      <content:encoded>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://www.betterment.com/resources/security" title="" class="hs-featured-image-link"&gt; &lt;img src="https://www.betterment.com/hubfs/Graphics/featured-images/security-lock-screen.png" alt="illustration of laptop with lock on screen" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;So you can invest with peace of mind&lt;/p&gt;  
&lt;img src="https://track.hubspot.com/__ptq.gif?a=5274572&amp;amp;k=14&amp;amp;r=https%3A%2F%2Fwww.betterment.com%2Fresources%2Fsecurity&amp;amp;bu=https%253A%252F%252Fwww.betterment.com%252Fresources&amp;amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "&gt;</content:encoded>
      <pubDate>Thu, 15 Jan 2026 16:00:00 GMT</pubDate>
      <guid>https://www.betterment.com/resources/security</guid>
      <dc:date>2026-01-15T16:00:00Z</dc:date>
      <dc:creator>Betterment Editors</dc:creator>
    </item>
    <item>
      <title>Betterment’s portfolio construction methodology</title>
      <link>https://www.betterment.com/resources/portfolio-construction-methodology</link>
      <description>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://www.betterment.com/resources/portfolio-construction-methodology" title="" class="hs-featured-image-link"&gt; &lt;img src="https://www.betterment.com/hubfs/Graphics/featured-images/portfolio-icons-featured-image.png" alt="Betterment’s portfolio construction methodology" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;Learn more about the process that underpins all the portfolios we build on behalf of customers.&lt;/p&gt;</description>
      <content:encoded>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://www.betterment.com/resources/portfolio-construction-methodology" title="" class="hs-featured-image-link"&gt; &lt;img src="https://www.betterment.com/hubfs/Graphics/featured-images/portfolio-icons-featured-image.png" alt="Betterment’s portfolio construction methodology" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;Learn more about the process that underpins all the portfolios we build on behalf of customers.&lt;/p&gt;  
&lt;img src="https://track.hubspot.com/__ptq.gif?a=5274572&amp;amp;k=14&amp;amp;r=https%3A%2F%2Fwww.betterment.com%2Fresources%2Fportfolio-construction-methodology&amp;amp;bu=https%253A%252F%252Fwww.betterment.com%252Fresources&amp;amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "&gt;</content:encoded>
      <category>Portfolios</category>
      <pubDate>Wed, 07 Jan 2026 13:00:00 GMT</pubDate>
      <guid>https://www.betterment.com/resources/portfolio-construction-methodology</guid>
      <dc:date>2026-01-07T13:00:00Z</dc:date>
      <dc:creator>Betterment Investing Team</dc:creator>
    </item>
    <item>
      <title>Refreshed portfolios are right around the corner</title>
      <link>https://www.betterment.com/resources/2026-portfolio-updates</link>
      <description>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://www.betterment.com/resources/2026-portfolio-updates" title="" class="hs-featured-image-link"&gt; &lt;img src="https://www.betterment.com/hubfs/2026%20Portfolio%20Updates.png" alt="Refreshed portfolios are right around the corner" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;New actively-managed bonds, fine-tuned U.S. exposure, and lower crypto costs highlight this year’s portfolio updates.&lt;/p&gt;</description>
      <content:encoded>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://www.betterment.com/resources/2026-portfolio-updates" title="" class="hs-featured-image-link"&gt; &lt;img src="https://www.betterment.com/hubfs/2026%20Portfolio%20Updates.png" alt="Refreshed portfolios are right around the corner" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;New actively-managed bonds, fine-tuned U.S. exposure, and lower crypto costs highlight this year’s portfolio updates.&lt;/p&gt;  
&lt;img src="https://track.hubspot.com/__ptq.gif?a=5274572&amp;amp;k=14&amp;amp;r=https%3A%2F%2Fwww.betterment.com%2Fresources%2F2026-portfolio-updates&amp;amp;bu=https%253A%252F%252Fwww.betterment.com%252Fresources&amp;amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "&gt;</content:encoded>
      <category>Portfolios</category>
      <pubDate>Mon, 05 Jan 2026 13:30:00 GMT</pubDate>
      <guid>https://www.betterment.com/resources/2026-portfolio-updates</guid>
      <dc:date>2026-01-05T13:30:00Z</dc:date>
      <dc:creator>Betterment Investing Team</dc:creator>
    </item>
    <item>
      <title>Are stocks stuck in AI’s orbit?</title>
      <link>https://www.betterment.com/resources/2026-market-outlook</link>
      <description>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://www.betterment.com/resources/2026-market-outlook" title="" class="hs-featured-image-link"&gt; &lt;img src="https://www.betterment.com/hubfs/Graphics/featured-images/stocks-ai-orbit-featured-image.png" alt="Are stocks stuck in AI’s orbit?" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;Big Tech buoyed the market in 2025—We look at whether the trend will continue, and why the key to wealth remains unchanged.&lt;/p&gt;</description>
      <content:encoded>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://www.betterment.com/resources/2026-market-outlook" title="" class="hs-featured-image-link"&gt; &lt;img src="https://www.betterment.com/hubfs/Graphics/featured-images/stocks-ai-orbit-featured-image.png" alt="Are stocks stuck in AI’s orbit?" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;Big Tech buoyed the market in 2025—We look at whether the trend will continue, and why the key to wealth remains unchanged.&lt;/p&gt;  
&lt;img src="https://track.hubspot.com/__ptq.gif?a=5274572&amp;amp;k=14&amp;amp;r=https%3A%2F%2Fwww.betterment.com%2Fresources%2F2026-market-outlook&amp;amp;bu=https%253A%252F%252Fwww.betterment.com%252Fresources&amp;amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "&gt;</content:encoded>
      <category>Diversification</category>
      <category>Market volatility</category>
      <pubDate>Mon, 29 Dec 2025 16:20:25 GMT</pubDate>
      <author>ben.bakkum@betterment.com (Ben Bakkum, CFA, CFP® | Sr. Investment Strategist, Betterment)</author>
      <guid>https://www.betterment.com/resources/2026-market-outlook</guid>
      <dc:date>2025-12-29T16:20:25Z</dc:date>
    </item>
    <item>
      <title>Betterment's tax lot selection methodology</title>
      <link>https://www.betterment.com/resources/tax-lot-selection-methodology</link>
      <description>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://www.betterment.com/resources/tax-lot-selection-methodology" title="" class="hs-featured-image-link"&gt; &lt;img src="https://www.betterment.com/hubfs/Graphics/featured-images/chart-with-arrow-hitting-bullseye-target.jpg" alt="Chart going up and down next to a bullseye arrow" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p style="font-size: 18px;"&gt;&lt;span style="font-size: 20px; color: #212121;"&gt;Selecting tax lots efficiently can address and reduce the tax impact of your investments.&lt;/span&gt;&lt;/p&gt;</description>
      <content:encoded>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://www.betterment.com/resources/tax-lot-selection-methodology" title="" class="hs-featured-image-link"&gt; &lt;img src="https://www.betterment.com/hubfs/Graphics/featured-images/chart-with-arrow-hitting-bullseye-target.jpg" alt="Chart going up and down next to a bullseye arrow" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p style="font-size: 18px;"&gt;&lt;span style="font-size: 20px; color: #212121;"&gt;Selecting tax lots efficiently can address and reduce the tax impact of your investments.&lt;/span&gt;&lt;/p&gt;  
&lt;img src="https://track.hubspot.com/__ptq.gif?a=5274572&amp;amp;k=14&amp;amp;r=https%3A%2F%2Fwww.betterment.com%2Fresources%2Ftax-lot-selection-methodology&amp;amp;bu=https%253A%252F%252Fwww.betterment.com%252Fresources&amp;amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "&gt;</content:encoded>
      <category>Taxes</category>
      <pubDate>Tue, 23 Dec 2025 05:00:00 GMT</pubDate>
      <guid>https://www.betterment.com/resources/tax-lot-selection-methodology</guid>
      <dc:date>2025-12-23T05:00:00Z</dc:date>
      <dc:creator>Betterment Investing Team</dc:creator>
    </item>
    <item>
      <title>Betterment's Socially Responsible Investing portfolios methodology</title>
      <link>https://www.betterment.com/resources/socially-responsible-investing-portfolio-methodology</link>
      <description>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://www.betterment.com/resources/socially-responsible-investing-portfolio-methodology" title="" class="hs-featured-image-link"&gt; &lt;img src="https://www.betterment.com/hubfs/Graphics/Featured-images/flower-and-law-scales-in-bar-chart.jpg" alt="Betterment's Socially Responsible Investing portfolios methodology" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;Learn how we construct our Socially Responsible Investing (SRI) portfolios.&lt;/p&gt;</description>
      <content:encoded>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://www.betterment.com/resources/socially-responsible-investing-portfolio-methodology" title="" class="hs-featured-image-link"&gt; &lt;img src="https://www.betterment.com/hubfs/Graphics/Featured-images/flower-and-law-scales-in-bar-chart.jpg" alt="Betterment's Socially Responsible Investing portfolios methodology" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;Learn how we construct our Socially Responsible Investing (SRI) portfolios.&lt;/p&gt;  
&lt;img src="https://track.hubspot.com/__ptq.gif?a=5274572&amp;amp;k=14&amp;amp;r=https%3A%2F%2Fwww.betterment.com%2Fresources%2Fsocially-responsible-investing-portfolio-methodology&amp;amp;bu=https%253A%252F%252Fwww.betterment.com%252Fresources&amp;amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "&gt;</content:encoded>
      <category>Portfolios</category>
      <pubDate>Wed, 17 Dec 2025 13:00:00 GMT</pubDate>
      <guid>https://www.betterment.com/resources/socially-responsible-investing-portfolio-methodology</guid>
      <dc:date>2025-12-17T13:00:00Z</dc:date>
      <dc:creator>Betterment Investing Team</dc:creator>
    </item>
    <item>
      <title>Three ways it can pay to automate your investing</title>
      <link>https://www.betterment.com/resources/automating-your-investing</link>
      <description>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://www.betterment.com/resources/automating-your-investing" title="" class="hs-featured-image-link"&gt; &lt;img src="https://www.betterment.com/hubfs/Graphics/featured-images/automated-investing-featured-image.png" alt="Three ways it can pay to automate your investing" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;Our managed offering adds value beyond a DIY approach. Here’s how.&lt;/p&gt;</description>
      <content:encoded>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://www.betterment.com/resources/automating-your-investing" title="" class="hs-featured-image-link"&gt; &lt;img src="https://www.betterment.com/hubfs/Graphics/featured-images/automated-investing-featured-image.png" alt="Three ways it can pay to automate your investing" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;Our managed offering adds value beyond a DIY approach. Here’s how.&lt;/p&gt;  
&lt;img src="https://track.hubspot.com/__ptq.gif?a=5274572&amp;amp;k=14&amp;amp;r=https%3A%2F%2Fwww.betterment.com%2Fresources%2Fautomating-your-investing&amp;amp;bu=https%253A%252F%252Fwww.betterment.com%252Fresources&amp;amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "&gt;</content:encoded>
      <category>Portfolios</category>
      <category>Taxes</category>
      <category>Automation</category>
      <pubDate>Fri, 12 Dec 2025 14:31:24 GMT</pubDate>
      <guid>https://www.betterment.com/resources/automating-your-investing</guid>
      <dc:date>2025-12-12T14:31:24Z</dc:date>
      <dc:creator>Cara Daly | Senior Strategy &amp; Operations Manager, Capital Markets | Betterment</dc:creator>
    </item>
    <item>
      <title>Can a portfolio be too simple?</title>
      <link>https://www.betterment.com/resources/simple-portfolios</link>
      <description>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://www.betterment.com/resources/simple-portfolios" title="" class="hs-featured-image-link"&gt; &lt;img src="https://www.betterment.com/hubfs/Graphics/featured-images/simple-portfolio-featured-image.png" alt="Can a portfolio be too simple?" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;Total market funds offer simplicity, but by unbundling asset classes—and adding Betterment’s automation—you can make your money work harder.&lt;/p&gt;</description>
      <content:encoded>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://www.betterment.com/resources/simple-portfolios" title="" class="hs-featured-image-link"&gt; &lt;img src="https://www.betterment.com/hubfs/Graphics/featured-images/simple-portfolio-featured-image.png" alt="Can a portfolio be too simple?" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;Total market funds offer simplicity, but by unbundling asset classes—and adding Betterment’s automation—you can make your money work harder.&lt;/p&gt;  
&lt;img src="https://track.hubspot.com/__ptq.gif?a=5274572&amp;amp;k=14&amp;amp;r=https%3A%2F%2Fwww.betterment.com%2Fresources%2Fsimple-portfolios&amp;amp;bu=https%253A%252F%252Fwww.betterment.com%252Fresources&amp;amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "&gt;</content:encoded>
      <category>Portfolios</category>
      <category>Taxes</category>
      <category>Asset types</category>
      <pubDate>Wed, 10 Dec 2025 19:22:50 GMT</pubDate>
      <author>ben.bakkum@betterment.com (Ben Bakkum, CFA, CFP® | Sr. Investment Strategist, Betterment)</author>
      <guid>https://www.betterment.com/resources/simple-portfolios</guid>
      <dc:date>2025-12-10T19:22:50Z</dc:date>
    </item>
    <item>
      <title>Three steps to size up your emergency fund | Betterment</title>
      <link>https://www.betterment.com/resources/emergency-fund</link>
      <description>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://www.betterment.com/resources/emergency-fund" title="" class="hs-featured-image-link"&gt; &lt;img src="https://www.betterment.com/hubfs/Graphics/Featured-images/how-to-build-emergency-fund.png" alt="life preserver ring on teal background" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;Strive for at least three months of expenses while taking these factors into consideration.&lt;/p&gt;</description>
      <content:encoded>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://www.betterment.com/resources/emergency-fund" title="" class="hs-featured-image-link"&gt; &lt;img src="https://www.betterment.com/hubfs/Graphics/Featured-images/how-to-build-emergency-fund.png" alt="life preserver ring on teal background" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;Strive for at least three months of expenses while taking these factors into consideration.&lt;/p&gt;  
&lt;img src="https://track.hubspot.com/__ptq.gif?a=5274572&amp;amp;k=14&amp;amp;r=https%3A%2F%2Fwww.betterment.com%2Fresources%2Femergency-fund&amp;amp;bu=https%253A%252F%252Fwww.betterment.com%252Fresources&amp;amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "&gt;</content:encoded>
      <category>Emergency funds</category>
      <pubDate>Wed, 03 Dec 2025 11:00:00 GMT</pubDate>
      <guid>https://www.betterment.com/resources/emergency-fund</guid>
      <dc:date>2025-12-03T11:00:00Z</dc:date>
      <dc:creator>Betterment Editors</dc:creator>
    </item>
    <item>
      <title>How donating shares instead of dollars can lead to tax-free investing | Betterment</title>
      <link>https://www.betterment.com/resources/donating-shares</link>
      <description>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://www.betterment.com/resources/donating-shares" title="" class="hs-featured-image-link"&gt; &lt;img src="https://www.betterment.com/hubfs/Graphics/featured-images/donate-shares-vs-dollars-featured-image.png" alt="How donating shares instead of dollars can lead to tax-free investing | Betterment" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;And how we make it easy.&lt;/p&gt;</description>
      <content:encoded>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://www.betterment.com/resources/donating-shares" title="" class="hs-featured-image-link"&gt; &lt;img src="https://www.betterment.com/hubfs/Graphics/featured-images/donate-shares-vs-dollars-featured-image.png" alt="How donating shares instead of dollars can lead to tax-free investing | Betterment" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;And how we make it easy.&lt;/p&gt;  
&lt;img src="https://track.hubspot.com/__ptq.gif?a=5274572&amp;amp;k=14&amp;amp;r=https%3A%2F%2Fwww.betterment.com%2Fresources%2Fdonating-shares&amp;amp;bu=https%253A%252F%252Fwww.betterment.com%252Fresources&amp;amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "&gt;</content:encoded>
      <category>Donating shares</category>
      <category>Taxes</category>
      <pubDate>Mon, 01 Dec 2025 13:00:00 GMT</pubDate>
      <guid>https://www.betterment.com/resources/donating-shares</guid>
      <dc:date>2025-12-01T13:00:00Z</dc:date>
      <dc:creator>John Wittig | Manager, Investment Advisor Representative, Betterment</dc:creator>
    </item>
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